The links below include helpful information about filing bankruptcy in Oregon. These links are not associated with Armstrong Bankruptcy Law Offices, and clicking a link will take you to a site outside of armstrongbankruptcy.com

Credit Reports Many for-profit companies advertise "free credit reports" only to lure consumers into expensive financial services memberships that claim to monitor their credit or protect them from identity theft. What's more, those memberships are often automatically renewed at the same high rate unless the consumer calls to cancel, a process that can be difficult and time consuming.

However, all consumers are entitled by law to a free credit report once per year from each of the three major reporting agencies. The link below is the only official site designated by the Federal Trade Commission through which all US consumers may order their credit reports free of charge. If you prefer to order your reports by phone, you may call 1-877-322-8228.

• www.annualcreditreport.com

Credit Counseling The following agencies are approved by the department of justice to offer online credit counseling and debtor education classes as required by the bankruptcy code. This is only a partial list, and Armstrong Bankruptcy Law Offices does not guarantee the accuracy of this list. For a complete and current list of all certified agencies, check with the US Department of Justice or your attorney.

• Money Management International Inc.
  149 W. 12th, Eugene,OR 97401
  541-342-4450 or 877-918-2227
  www.moneymanagement.org

• Consumer Credit Counseling Service of Greater Atlanta Inc.
  100 Edgewood Avenue,Suite 1800, Atlanta, GA 30303
  800-251-2227
  www.cccsinc.org

• Hummingbird Credit Counseling
  3737 Glenwood Avenue, Suite 100-106, Raleigh, NC 27612
  800-645-4959
  www.hbccce.org

General Bankruptcy Information The sites below may provide useful information about debt and bankruptcy. They are not maintained or endorsed by Armstrong Bankruptcy Law Offices.

• Frontline: The Secret History of Credit Cards An interview with Elizabeth Warren, Harvard Law Professor and author of the book The Two-Income Trap: Why Middle Class Mothers and Fathers Are Going Broke. The interview originally appeared on a PBS Frontline program that traced the history of credit and the role of credit card companies in America.

• Federal Trade Commission (FTC) The US Federal Trade Commission's site, including information on credit cards, loans, and identity theft. The FTC offers many free or low-cost publications designed to educate consumers.

• Bankruptcy Basics The Federal Judiciary "Bankruptcy Basics" site includes a great bankruptcy terminology glossary. 

The information on this site is provided for informational purposes only. This site is not intended to provide legal advice, and is not guaranteed to be correct, complete, or up-to-date. Use of this site does not  establish an attorney-client relationship. Armstrong Bankruptcy Law Offices is a debt relief agency.

Contact webmaster with questions or comments about this web site.
Copyright © 2008Armstrong Bankruptcy Law Offices
Last modified: 7/28/2008.