The Consumer Federal Protection Bureau (CFPB) is considering changes to debt collection regulation that could have a big impact on consumers. A few of the changes being considered are: a requirement that third-party debt collectors verify a debt is valid before …
Recover garnishments by filing bankruptcy!
Are your wages and/or bank accounts being garnished by someone you owe money to? We know how frustrating that can be. If someone has a judgment against you, they can garnish your wages, your bank account or even put a …
Scam Alert: Unethical Debt Collectors Going After Discharged Debts
Our office was recently contacted by the United States Trustee advising that there have been many complaints that debtors are receiving calls from prior creditors demanding payment for bills or services listed in their bankruptcy. Most of the callers are …
How Much Debt Do you Need to Have to File Bankruptcy?
This is a question we often hear from potential clients who are struggling with debt and aren’t sure whether bankruptcy is right for them. While the bankruptcy code does contain some maximum limits, there is no minimum debt requirement. Whether you …
Ready to Get Back on Track? We Can Help!
We often meet with clients who have been “off the grid” for a period of time–people who have avoided credit, banking, and even filing taxes because they ended up with overwhelming debt or bad credit at some point in their …