Credit Reports: Get Them, Monitor Them!

credit reportCredit reports and scores are used for the purpose of advising a lender of the risk factors in lending a person money or advancing credit.  It is very important to maintain the accuracy of your credit reports.  Most commonly credit reports are incorrect after a bankruptcy filing.

Our office recommends that you check your reports at least once a year, if not twice a year.  So long as you are not requesting your credit “score,” you can view the report to check for any errors once in a twelve month period from Transunion, Experian and Equifax.  Free credit reports from all three credit reporting agencies can be obtained at:www.annualcreditreport.com.