Our office was recently contacted by the United States Trustee advising that there have been many complaints that debtors are receiving calls from prior creditors demanding payment for bills or services listed in their bankruptcy. Most of the callers are refusing to send a bill or statement, and claim that the debt was either not […]Read More Scam Alert: Unethical Debt Collectors Going After Discharged Debts
Federal agents halted operations and arrested the owner and six employees of an abusive collection agency in Georgia on November 18, 2014. The arrests were the result of a joint investigation by the FBI, Consumer Financial Protection Bureau, and the Federal Trade Commission. The agency and its employees are accused of using abusive, deceptive tactics […]Read More Abusive Collection Agency Shut Down; Employees Arrested
In a recent study, the Federal Trade Commission discovered that as many as 1 in 4 consumers have potentially negative errors on their credit reports! That’s a lot of errors that could be corrected by careful monitoring and disputes with problem creditors. Errors aren’t just a problem for consumers who have filed bankruptcy, either. They […]Read More FTC Study Says 1 in 4 Consumers Have Errors in Credit Reports
A recent CNN article highlights some of the craziest, most outrageous debt collection scams out there, including threats to harm pets and even exhume deceased relatives’ bodies! CNN: Debt Collection Horror Stories Of course, most debt collectors are not scammers. Here are some quick tips to make sure you’re dealing with a legitimate collection agency: If […]Read More Worst of the Worst: Debt Collection Horror Stories
Debt collectors are known to use any means available to contact a debtor. We talk to clients who have had debt collectors call employers, parents, children, ex-spouses and even neighbors to try to embarrass and pressure debtors to pay. But in a new trend, debt collectors are “friending” debtors on Facebook in order to send […]Read More Is that a Facebook Friend or a Debt Collector?
We believe it’s important for all consumers to become familiar with their rights and responsibilities in debt collection. The Fair Debt Collection Practices Act (FDCPA) is a set of consumer protection laws that set out the rules for creditors trying to collect on a debt. Law professor Amy J. Schmitz has provided a great explanation […]Read More So what is the Fair Debt Collection Practices Act, anyway?