Our office was recently contacted by the United States Trustee advising that there have been many complaints that debtors are receiving calls from prior creditors demanding payment for bills or services listed in their bankruptcy. Most of the callers are refusing to send a bill or statement, and claim that the debt was either not […]Read More Scam Alert: Unethical Debt Collectors Going After Discharged Debts
A recent CNN article highlights some of the craziest, most outrageous debt collection scams out there, including threats to harm pets and even exhume deceased relatives’ bodies! CNN: Debt Collection Horror Stories Of course, most debt collectors are not scammers. Here are some quick tips to make sure you’re dealing with a legitimate collection agency: If […]Read More Worst of the Worst: Debt Collection Horror Stories
We believe it’s important for all consumers to become familiar with their rights and responsibilities in debt collection. The Fair Debt Collection Practices Act (FDCPA) is a set of consumer protection laws that set out the rules for creditors trying to collect on a debt. Law professor Amy J. Schmitz has provided a great explanation […]Read More So what is the Fair Debt Collection Practices Act, anyway?